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Post by bazza44 on Feb 3, 2024 10:33:57 GMT 10
About half an hour ago I made two term deposits online in our Suncorp account. After finishing forms I printed info for me and phone rang while printer still going. It was Suncorp checking if it was me making the term deposits.
How quick was that, I said to the person on phone that I was glad someone was checking.
Barry
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Post by Old Techo on Feb 3, 2024 16:29:50 GMT 10
Interesting Baz 
I hope they are similarly on the ball if unusual withdrawals rather than deposits.
I haven't figured out why your deposits concerned them.
Presumably you have 2FA (two factor authentication) with your bank?
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Post by bazza44 on Feb 3, 2024 17:18:49 GMT 10
OT I have an electronic token that has a number that changes every minute. I have to type this number in.
I was surprised as well as the money is just being transferred from one account to another.
Good to know these actions are checked.
Barry
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Post by Old Techo on Feb 3, 2024 18:26:15 GMT 10
Thanks Baz 
And that is another 2FA process that for example ANZ uses.
You have an Authenticator App installed on your phone. Multiple businesses can use that same App.
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Post by bazza44 on Feb 4, 2024 6:54:14 GMT 10
Should have explained a bit better. My security token is not an App it is a physical thing about the size of a usb stick with a window on one side where numbers appear.
I do not bank by phone or wifi, only desktop computer connected to modem by cable.
Barry
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Post by Old Techo on Feb 4, 2024 7:20:59 GMT 10
Baz,
I too only bank via a PC and certainly never by phone.
Most 2FA processes do their second tier security check by sending a 6 digit code to your phone.
The authenticator process is a phone App related to your bank and it constantly generates rolling 6 digit codes that expire quickly and you type said code into your PC during log-in.
Would you please explain more about your security token jigger as I've not heard of such a device.
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Post by Old Techo on Feb 4, 2024 7:45:50 GMT 10
Baz,
I took some pics of my phone.
I have 4 services/businesses linked. Two are domain name mobs plus VicRoads and an investment mob.
The white codes last for 30 seconds and go red for the last 5 seconds as a timeout warning...
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Post by bazza44 on Feb 4, 2024 10:47:51 GMT 10
This is what I have OT.  Barry |
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Post by spaceland on Feb 4, 2024 11:42:21 GMT 10
That device is an RSA SecurID. I have seen a similar device, it was around 20 mm diameter and had a secure loop so you could secure it to your key ring. It was issued by one of the smaller banks/building societies. when the owner wished to use a pin number to log on, he would squeeze the device and a new number would appear in its little window. He demonstrated it by giving it a couple of squeezes and we saw the new numbers appear. He was not prepared to do too many numbers in case it got out of sync. We assumed that the device was programmed to generate a series of numbers. The banks' computer was programmed to produce the same series from the same algorithm. If the number used to log in was one of the series recognised by the banks' generator, he was allowed into his account. |
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Post by GerryP on Feb 4, 2024 15:10:02 GMT 10
I have one of those devices issued to me by BankSA. I am on a committee and 1 of 3 signatories for the organisation. Any outgoing payments must be authorised by 2 people, so when a payment is processed by our treasurer, I get a message asking me to log in and co-authorise. This device with the rolling numbers is used to verify my identity, along with the usual login procedures.
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Post by Muzz On Line on Feb 4, 2024 18:38:31 GMT 10
I had used them for years when working remotely. Used for logging into secured networks.
A very good piece of kit until the battery needs replacing, or when someone forgets to renew the contract for supply.
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